Although written in the early nineties, the return of the social security issues and the Republican economic collapse have rendered this book relevant again. It provides a good background and bare bones analysis of the history of the program, as well as the nature of the crises as it stood at the time. It also includes a fine assessment of the then currant reform/repair formulas. Not surprisingly, the return of the problem has lead to the return of many of the same proposals, including that old Republican fetish, privatization. The authors own solutions are interesting, and complicated enough that they are not to be dismissed out of hand, although her balance the budget suggestion has clearly not solved the issue. However, it is certain that accepting all her proposals would help considerably, since calls on both business and individuals to pitch in. The second half of the book (written by the 2cd author) is a discussion of investment strategies (some are common sense) that are interesting and still useful, though less of an interest to me personally. All in all a worthwhile work.