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The Plot Against Social Security
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Relentless and ominous, the drumbeat echoes across the land: Social Security is on the verge of bankruptcy. The warning has been repeated so often that it has become a dismal article of faith for the millions of Americans who pay Social Security taxes and expect to collect benefits someday. But it is flatly untrue. Social Security today is as financially strong as it has been in decades. Despite its relative good health, however, it is facing the most dangerous political challenge to its existence since its birth 70 years ago. The Plot Against Social Security explains who is really behind the efforts to "reform" this system and shows that the most frequently proposed fix -- diverting a huge portion of its assets into private investment accounts -- will damage it beyond repair, undermining retirement security for generations of Americans.
Award-winning journalist Michael Hiltzik documents the privatization lobby's ties to the brokerage and insurance industries that stand to profit from the proposed changes. He debunks the myths disseminated by Social Security's enemies, repeated by rote even by its friends and now accepted as gospel by many Americans -- including claims that the retirement of baby boomers will plunge the system into bankruptcy; that the $1.7 trillion in government securities held by the Social Security trust fund are worthless pieces of paper; and that workers can earn better returns on their payroll tax contributions by investing them privately than by leaving them in the system. Finally, he offers a clear set of remedies for those few elements of Social Security that do need repair -- proposals that will shore up the most effcient social insurance program in America's history rather than destroyingit in the name of reform.
--このテキストは、絶版本またはこのタイトルには設定されていない版型に関連付けられています。著者について
Michael A. Hiltzik is a Pulitzer Prize-winning columnist for the Los Angeles Times. In 2004 he won a Gerald Loeb Award, the highest honor in American financial journalism. Hiltzik is the author of Dealers of Lightning: Xerox Parc and the Dawn of the Computer Age and A Death in Kenya. He lives in Southern California with his wife and two sons.
--このテキストは、絶版本またはこのタイトルには設定されていない版型に関連付けられています。
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5つ星のうち 4.0
19件のカスタマーレビュー
10 人中、9人の方が、｢このレビューが参考になった｣と投票しています。
5つ星のうち 3.0
Federal Employees DO PAY Social Security
2005/7/11
By Jean
- (Amazon.com)
形式:ハードカバー
I just wanted to correct the assertions made by the first reviewer Krecke. As a Federal employee I know first hand that we do pay social security taxes at the same rate as private sector employees. There is no "opt out" option avialable. Until about 1983 under the Civil Service Retirement System Federal workers did not pay social security taxes but they could not collect social security or take advantage of any of its benefits upon retirement. Instead Fed workers paid a larger of their incomes towards pensions. The new system FERS (Federal Employee Retirement system) implement after 1983 requires fed workers to pay Social Security tax just as everyone else does so we will be effected by any changes to SS as everyone else. There are a lot of misconceptions about federal employees so I would suggest Krecke check the facts before making broad assertions.
8 人中、7人の方が、｢このレビューが参考になった｣と投票しています。
5つ星のうち 4.0
The Other Side Of "Social Security Reform"
2005/8/3
By Republicrat
- (Amazon.com)
形式:ハードカバー
The author does an excellent job of documenting the history of Conservative opposition to Social Security since its initial proposal to the present. He recounts what actually took place in the 1980's revisions of Social Security as engineered by the Greenspan Commission, and provides interesting insights into the practical aspects of the dramatic increase in "Federal Revenue" brought about by the doubling of FICA contributions from both Employers and Employees: The excess of FICA "Contributions" to the Treasury thereby masking the losses due to dramatic cuts in the marginal Income Tax rates.
The author also examines the nature of the President's proposal to "Privatize" Social Security by the creation of "Personal Accounts", and the effect such legislation would have upon the Social Security system. Proponents of Privatization ignore the fact that 30% of outlays from the Social Security system go the surviving spouse and children of those income earners who die prematurely, and that the bulk of these outlays go to those in the lowest two quintiles of the income scale.
The author also provides a critical examination of the actuarial and economic assumptions which have been presented in support the Administration argument for Social Security "Reform" by way of Privatization. In the last two Chapters of the Book the Author provides documentation of the fact that only minor tweaks of the current system may be needed provide full funding for all retirees of all ages in perpetuity, and in fact it is Medicare and Medicaid which deserves serious reform measures due to the excessive costs attendant to the U.S. Health Care Industry.
The author also examines the nature of the President's proposal to "Privatize" Social Security by the creation of "Personal Accounts", and the effect such legislation would have upon the Social Security system. Proponents of Privatization ignore the fact that 30% of outlays from the Social Security system go the surviving spouse and children of those income earners who die prematurely, and that the bulk of these outlays go to those in the lowest two quintiles of the income scale.
The author also provides a critical examination of the actuarial and economic assumptions which have been presented in support the Administration argument for Social Security "Reform" by way of Privatization. In the last two Chapters of the Book the Author provides documentation of the fact that only minor tweaks of the current system may be needed provide full funding for all retirees of all ages in perpetuity, and in fact it is Medicare and Medicaid which deserves serious reform measures due to the excessive costs attendant to the U.S. Health Care Industry.
20 人中、15人の方が、｢このレビューが参考になった｣と投票しています。
5つ星のうち 5.0
Indispensable Guide to the Privatization Scam
2005/6/14
By Constant Reader
- (Amazon.com)
形式:ハードカバー
This is the one book to read if, like most people, you're confused and worried by the plans to "reform" Social Security. I heard the author on the radio clearly and firmly debunking the anti-Social Security lobby, and immediately had to read his book. He guides the reader through the swamps of claims and counterclaims with clear, simple prose--but he doesn't speak down to you or "dumb down" the argument. He shows where the risks are in replacing Social Security with market-based private accounts, and even explains who is really behind this campaign and why. Everyone who's future is tied in with destiny of Social Security--and isn't that every working person?--should read this book.
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5つ星のうち 4.0
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