かしこいカップルが最後に笑う ― 2人で4倍豊かになる9ステップ [単行本]

 『金持ち父さん 貧乏父さん』のロバート・キヨサキや『ベストパートナーになるために』のジョン・グレイも絶賛したという、カップル向けの資産運用のノウハウ。フィナンシャル・アドバイザーとして個人向け投資顧問会社を経営し、カリフォルニア大学バークレー校で年金プランのクラスを受け持つ著者が、その豊富な経験をもとに豊かに生きるための9つのステップを紹介している。

   印象的なのは、「お金を増やすためにはお金がいる」「収入が少ないのでまだ投資を始められない」という見解を否定している点。毎日のコーヒーなど、ちょっとした贅沢に費やす「ラテ・マネー」を1日10ドル節約すれば、年利10％で運用した場合、34年間で100万ドルになるという驚くべき計算結果を示している。ごく普通の所得でも、豊かな人生を送ることができる、ということなのだ。

   もちろん、本書は単なる「節約のすすめ」ではない。あくまで資産運用を念頭に置いたうえで、複利計算の恐ろしさを指摘している。ステップ8で示される「カップルがお金に関してやってしまう十の間違い」では、「30年の住宅ローンを組む」ことは間違いだと指摘する。

   本書では、具体的な資産内容の見直し方や投資法、金融商品を選ぶ際のアドバイスまでが詳しく書かれている。「退職金のカゴを作る」「安心のカゴを築く」「夢のカゴを築く」など、目的別に資産運用のノウハウが示されている点が親切だ。ファンドの情報が若干古かったり、アメリカ寄りのトピックになったりしているのは翻訳書の欠点だが、適宜日本の情報を付記しているのでさほど問題はない。豊かな人生を送りたいと考える人におすすめだ。（土井英司）

From first-time newlyweds to people on their second or third marriage, couples face an overwhelming task when it comes to money management. Nationally renowned financial advisor and bestselling author David Bach knows that it doesn’t have to be this way. In Smart Couples Finish Rich, he provides couples with easy-to-use tools that cover everything from credit card management, to investment advice, to long-term care. You and your partner will learn how to work together as a team to identify your core values and dreams, creating a financial plan that will allow you to achieve security, provide for your family’s future financial needs, and increase your income. Together, you’ll learn why couples that plan their finances together, stay together! --このテキストは、 ペーパーバック 版に関連付けられています。

男と女が「チーム」としてどのようにお金のことを考えればよいかを解説。男女の間で時に離婚の原因となる「お金」の問題にカップルが一緒に取り組める秘訣を教えてくれる、カップルで最後に笑うための道路地図。

数百組のカップルにアドバイス経験をもつ究極のフィナンシャル・プランナーが、カップルでお金を管理する方法を伝授。カップルで最後に笑うための9つのステップをわかりやすく解説する。

Like many savvy business people of the 21st century, David Bach offered his first pearls of financial wisdom to women, in his bestselling book Smart Women Finish Rich. Recognizing that these women are often accompanied by significant others and that money arguments are the number one cause of divorce in America, Bach has now broadened his scope. Presumably intended to help change this depressing statistic, Smart Couples Finish Rich is a well-written financial planning tool, packed with useful charts and information, inspiring examples, and practical advice.

For people who've been disappointed by the shallowness of some of the "quick tips" self-help books out there, the subtitle of this book is a little misleading. Bach's nine steps are not instant change techniques or chirpy little quips to recite to yourself whenever you go to balance your checkbook. Instead, the first few steps include a series of exercises that will help you determine what you know (and don't know, or understand) about saving and investing, what role money should play in your life (which includes understanding your values), and how to work together toward a common financial goal. From there, Bach teaches his readers how to account for "disappearing" money, how to build retirement, security, and dream baskets of wealth (providing detailed options for all three), and how to avoid the most common financial mistakes most couples make. Though the focus of the book is predominantly on working with your existing income, Bach includes a final chapter entitled "Increase Your Income by 10 Percent in Nine Weeks."

Bach's writing style is engaging and his advice is user-friendly. A successful financial planner, he obviously believes passionately in all the "fringe" benefits of being financially responsible but employs a no-nonsense approach that makes financial smarts available to everyone. So whether you're 25 and just starting out on the earning, saving, and spending road or you plan to retire next year; whether you've recently got hitched for the first time or you've just entered your fourth marriage; and whether financial planning comes first or last on your list of fun things to do, the advice in Smart Couples Finish Rich is worth heeding. It's not about becoming a money-obsessed bore, it's about getting smart... and rich. --S. Ketchum
--このテキストは、絶版本またはこのタイトルには設定されていない版型に関連付けられています。

Bach, author of the bestselling Smart Women Finish Rich and host of a popular PBS series, offers his advice on how couples can keep their financial lives in sync. Familiar financial strategies on routine concerns, such as investments, retirement and insurance, form the bulk of the book. However, Bach's work does distinguish itself in one critical area: Bach believes that all couples (gay and straight, married and unmarried) need to identify values as well as goals as their first step toward achieving financial security. As he explains, values have to do with "being" (e.g., security, health, spirituality, fun), while goals are related to "doing" and "having" (e.g., playing golf regularly, taking frequent vacations, retiring with a million dollars). Moreover, he avers, not only is money management an issue that couples should plan and work on together, it is one that they should talk about, in a positive way, all the time. For example, Bach firmly believes that all couples need to be aware of their spending (what he calls the "latt factor," or being more conscious of the regular little purchases they make each day) in order to make positive changes in their financial lives. Agent, Jan Miller. (On-sale date: Mar. 6)Forecast: Given Bach's previous success and the support of a five-city author tour and 22-city radio satellite tour, this book will quickly move toward bestseller lists, though its ho-hum approach doesn't mark it as a future evergreen paperback.

Copyright 2001 Cahners Business Information, Inc.

--このテキストは、 ハードカバー 版に関連付けられています。

Fighting about money is the #1 reason for divorce in America. From first-time newlyweds at the start of new careers to people marrying later in life or on their second or third marriage, couples face an overwhelming task when creating and managing a two-income household. Most couples find themselves frustrated when it comes to combining their complex financial histories, and, as a result, both their relationships and bank accounts can suffer.

David Bach, nationally renowned financial advisor and author of the bestselling Smart Women Finish Rich, knows that it doesn't have to be this way. After years of first-hand experience working with couples young and old, David Bach reveals that through communication and partnership, planning your finances together can be both fun and easy when you have the right tools.

In Smart Couples Finish Rich, David Bach offers couples a step-by-step guide to building and maintaining financial wealth for years to come. Instead of avoiding each other when it comes time to balance the checkbook, you and your partner will learn how to come together and identify your core values and dreams, creating a spending and saving plan that reflects your values as a couple. Packed with easy-to-use tools that will take you from credit-card management to long-term care, each chapter will guide you and your partner as a team toward a more rewarding financial plan based on the same overall financial objectives.

The Smart Couples Finish Rich nine-step journey provides every couple with strategies for organization, communication, and smarter spending that you can put into action immediately. This journey reveals:
* The Couples' Latte Factor — how to build a million-dollar portfolio on $3.50 a day
* How to talk to your partner about money without fighting
* How to increase your income by 10 percent in nine weeks
* The FinishRich File Folder System — giving yourself a financial clean-up
* The 10 biggest mistakes couples can make

A book for couples of all ages and all tax brackets, Smart Couples Finish Rich is the ultimate guide for creating a lifetime of wealth—both personal and financial.
--このテキストは、絶版本またはこのタイトルには設定されていない版型に関連付けられています。

“Smart Couples Finish Rich is a must-read for couples. Bach is a great financial coach. He knows how to bring couples together on a topic that often divides them.” -- John Gray, author of Men Are from Mars, Women Are from Venus

"David Bach is one expert to listen to when you're intimidated by your finances. His easy-to-understand program will show you how to afford your dreams." -- Anthony Robbins, author of Awaken the Giant Within --このテキストは、絶版本またはこのタイトルには設定されていない版型に関連付けられています。

"David Bach is the one financial expert to listen to when you're intimidated by your finances. His powerful and easy-to-use program will help couples of all ages learn to save and invest to afford their dreams."
--Anthony Robbins, author of Awaken the Giant Within and Unlimited Power
--このテキストは、絶版本またはこのタイトルには設定されていない版型に関連付けられています。

David Bach is the author of the #1 national bestseller The Automatic Millionaire, and the national bestsellers Smart Couples Finish Rich, Smart Women Finish Rich, and The Finish Rich Workbook. His FinishRich seminars are now the leading financial seminars in North America, having been taught in over 2,000 cities by thousands of financial advisors. He has appeared on the Oprah Winfrey Show, and is the host of his own nationally syndicated radio show, Live Rich with David Bach. Prior to founding FinishRich, Inc., he was a senior vice president of Morgan Stanley and a partner of The Bach Group, which during his tenure managed over a half billion dollars for individual investors.
--このテキストは、絶版本またはこのタイトルには設定されていない版型に関連付けられています。

バック,デヴィッド
個人向け投資顧問会社バック・グループの共同経営者。カリフォルニア大学バークレー校で年金プランのクラスを受け持つ。女性向け投資セミナーを長年続けている

中村 芳子
長崎市生まれ。早稲田大学商学部卒。(有)アルファアンドアソシエイツ代表。ファイナンシャルプランナー。日本リスクマネジメント学会会員(RMC)。FP会社勤務を経て1991年現在の会社を設立。個人向けの資産運用・ライフプラン・保険見直しなどのコンサルティング、金融機関・金融企画に対するアドバイスを行う

桜井 祐子
翻訳家。雙葉学園を経て京都大学経済学部卒業。オックスフォード大学大学院経営学研究科修了(MPhil)。東京三菱銀行などを経て現職(本データはこの書籍が刊行された当時に掲載されていたものです)